Home Equity | 4Front Credit Union - Michigan
Skip to main content
Routing Number: 272485385         Contact        Locations
Women and dog relaxing on couch

Home Equity

Your home isn't just a place to live—it's a treasure trove of possibilities. After all the sweat equity you've poured into it, it's high time your home started pulling its weight.

Discover the magic of your home's equity!

mom and toddler daughter in kitchen

Home Equity Line of Credit (HELOC)

  • Flexible Funds at Your Fingertips: Borrow what you need when you need it. It’s like having a magic wallet that’s always there for you.
  • Lower Rates, Bigger Savings: A HELOC typically offers lower interest rates than those high-interest credit cards and unsecured loans. More money in your pocket means more freedom to do what you love.
  • Easy-Peasy Payments: We get it—life is busy. Have your payments auto-deducted from your 4Front checking or savings account, and have one less thing to worry about!
couple working on home renovations

Home Equity Loan (HELoan)

  • One Lump Sum, Endless Possibilities: Get all your funds upfront in one go. This is perfect for major projects, big purchases, or tackling debt with confidence—no surprises, just results.
  • Fixed Rate, No Guesswork: A Home Equity Loan comes with a fixed interest rate, meaning your monthly payments stay predictable. No rate hikes, no stress—just steady, reliable payments.
  • Savings That Add Up: With lower interest rates than personal loans or credit cards, a Home Equity Loan keeps more cash in your wallet—because your hard-earned money should work for you, not against you.
couple home renovation planning
Your Guide to Home Renovations
Our Home Renovations Guide will help you utilize your Home Equity Line of Credit to the fullest. So you can turn those daydreams of a home renovation into achievable plans. 

Home renovations, not your vibe?

You can use a HELOC or HELoan for more than home renovations and improvements!

young tattooed man smiling

Debt Consolidation

Tired of juggling multiple payments? Simplify your life and save on interest by using your home's equity to consolidate your debts into one easy-to-manage payment.

college graduate hugging a family member

Education Expenses

Invest in your future or your child’s future by covering tuition, books, and other education-related costs.

young woman looking at laptop in home

Emergency Expenses

Life is full of surprises—some of them not so pleasant. Have a financial safety net for those unexpected medical bills, car repairs, or other emergencies.

Ready to Join? Let's get started!

Wherever you are on your financial journey, we make banking smart and simple.

Return to Top